Transaction Limits for Consumers

Transaction Limits on various types of Transactions in Khalti as per Nepal Rastra Bank (NRB),Payment System directive dated March 23’2020 [2076/12/09]

Limits on Bill Payments

For KYC Verified Users

Bill Payments  
KYC Verified Users Users can make payment to the amount billed by the merchant.
Merchant Payment Per Transaction Daily Limit Monthly Limit
KYC User Rs 1 Lakh Rs 1 Lakh Rs 10 Lakhs

However, users will not be allowed to hold more than Rs 50,000 in their accounts overnight. The extra balance more than Rs 50,000 in Wallet should be withdrawn before the day ends.

For Univerified / Non-KYC Verified Users

Fund Transfer/Payments Per Transaction Daily Limit Monthly Limit
Non KYC User Rs 5000 Rs 5000 Rs 5000

Limits on Fund Transfers

Fund Transfers/ Payments Per Transaction Daily Limit Monthly Limit
Agent/Sub Agents to Consumer Wallets(Cash In) - Rs 25,000 Rs 1 Lakh
Consumer wallet to Agent/Sub Agents (Cash Out) Rs. 5,000 Rs 5,000 Rs 25,000
Wallets to Bank(Agent) Rs 50,000 Rs 5 Lakhs Rs 50 Lakhs
Bank to Wallets(Load) Rs 50,000 Rs 1 Lakh Rs 10 Lakhs
Wallets to Banks Rs 50,000 Rs 1 Lakh Rs 10 Lakhs
Wallets to Wallets Rs 25,000 Rs 1 Lakh Rs 5 Lakhs

Limits on Card Load

Card Load for Users Per Transaction Daily Limit Monthly Limit
VISA/Master Cards Rs 16,000 Rs 50,000 Rs 3 Lakhs

Limit on Load funds from Khalti Sewa Kendra

Load from Khalti Sewa Kendra Per Transaction Daily Limit Monthly Limit
Sewa Kendra to Khalti User Rs 10,000 Rs 10,000 Rs 25,000

Users / Business Accounts can do 1 transaction within an hour and maximum of 3 transaction counts in a day.

Limits on Transactions from Mobile and Internet Banking

Method of Transaction Daily Limit Monthly Limit
Mobile Banking & QR Code Payment Rs 1 Lakh Rs 10 Lakhs
Internet Banking (Merchant Payment) Rs 10 Lakhs Rs 30 Lakhs
Internet Banking (Account Transfer) Rs 10 Lakhs Rs 50 Lakhs

Minimum Transaction Limit

Minimum Limit for all kinds of transfers/ payments from or to Khalti is Rs 10