Transaction Limits - Fees, Limits & Types

Transaction Limits for Consumers

Transaction Limits on various types of Transactions in Khalti as per the Unified Directive issued by Nepal Rastra Bank (NRB), Payment System Department on March 07, 2025 [2081/11/23].

Limits on Merchant Payment

Merchant Payment	Per Transaction	Daily Limit	Monthly Limit
KYC Verified User	Rs 2 Lakhs	Rs 2 Lakhs	Rs. 10 lakhs

Note: No limit has been prescribed for payments for taxes, revenues, fines, vehicle charges, registration and service fees payable to the relevant offices of the Government of Nepal along with electricity, telecommunications, and drinking water tariffs, insurance premiums, contribution-based Social Security Fund contributions, and school fees.

Limits on Fund Transfers

Fund Transfers/ Payments	Per Transaction	Daily Limit	Monthly Limit
Bank to Wallets	Rs 2 Lakhs	Rs 2 Lakhs	Rs 10 Lakhs
Wallets to Banks	Rs 2 Lakhs	Rs 2 Lakhs	Rs 10 Lakhs
Wallets to Wallets	50,000	50,000	Rs 5 Lakhs

Limits On Khalti Escrow Service

Escrow Service	Per Transaction	Daily Limit	Monthly Limit
KYC Verified User	25,000	50,000	Rs 5 Lakhs

Minimum transaction limit for Khalti Escrow Service is Rs. 100.

Limits on Card Load

Card Load for Users	Per Transaction	Daily Limit	Monthly Limit
VISA/Master Cards	Rs 1 Lakh	Rs 2 Lakhs	Rs 10 Lakhs
SCT Cards	Rs 1 Lakh	Rs 2 Lakhs	Rs 5 Lakhs

Minimum Transaction Limit

Minimum Limit for all kinds of transfers/ payments (except for Khalti Escrow Service) from or to Khalti is Rs 10.

Note:

Overnight Balance:

Users will not be allowed to hold more than Rs 50,000 in their accounts overnight. The extra balance more than Rs 50,000 in Wallet should be withdrawn before the day ends.

KYC Verification

The user must be KYC verified before initiating any transaction.