Transaction Limits for Consumers

Transaction Limits on various types of Transactions in Khalti as per the Unified Directive issued by Nepal Rastra Bank (NRB), Payment System Department on November 20, 2023 [2080/08/04].

Limits on Bill Payments

For KYC Verified Users

Bill Payments  
KYC Verified Users Users can make payment to the amount billed by the merchant.
Merchant Payment Per Transaction Daily Limit
KYC User Rs 3 Lakhs Rs 3 Lakhs

However, users will not be allowed to hold more than Rs 50,000 in their accounts overnight. The extra balance more than Rs 50,000 in Wallet should be withdrawn before the day ends.

For Unverified / Non-KYC Verified Users

Payments Per Transaction Daily Limit Monthly Limit
Non KYC User Rs 5000 Rs 5000 Rs 5000

Limits on Fund Transfers

Fund Transfers/ Payments Per Transaction Daily Limit Monthly Limit
Bank to Wallets(Load) Rs 2 Lakhs Rs 2 Lakhs Rs 10 Lakhs
Wallets to Banks Rs 50,000 Rs 2 Lakh Rs 10 Lakhs
Wallets to Wallets Rs 25,000 Rs 50,000 Rs 5 Lakhs

Limits on Khalti Escrow Service

Escrow Service Per Transaction Daily Limit Monthly Limit
KYC Unverified User Rs 25,000 Rs 50,000 Rs 5 Lakhs

Minimum transaction limit for Khalti Escrow Service is Rs. 100.

Limits on Card Load

Card Load for Users Per Transaction Daily Limit Monthly Limit
VISA/Master Cards Rs 1 Lakh Rs 2 Lakhs Rs 10 Lakhs
SCT Cards Rs 1 Lakh Rs 2 Lakhs  Rs 5 Lakhs

Users / Business Accounts can do 1 transaction within an hour and maximum of 3 transaction counts in a day.

 

Minimum Transaction Limit

 

Minimum Limit for all kinds of transfers/ payments (except for Khalti Escrow Service) from or to Khalti is Rs 10.

 

   Last Updated: 1st Magh, 2080