Refer your friends to use Khalti App and earn Khalti Rewards

You both can earn upto Rs 5,000*

How to refer your friends (Referrer)


1. Open the Khalti app and tap on ‘Refer and Earn’

2. Invite your friends sharing your referral code

3. You both get Rs 10 when your friend signup, Rs 15 when they load funds to Khalti for the first time and Rs 20 after their KYC is verified within one week of signup

How it works?


Make sure before you try this you have updated the Khalti App to the latest version

  • Login to Khalti
  • Go to side menu bar and tap on Refer and earn or directly tap on the banner of ‘Refer and Earn’ from home screen.

  • Now enter the phone number of the person whom you want to refer and click on ‘Send’ or simply share your referral link using Whatsapp, Messenger or any other messaging platform.

  • Your Khalti Wallet will be credited with Rs 10 when the friend you referred signs up to Khalti, Rs 15 if the person loads funds for the first time and with Rs 20 when the person gets his/her KYC verified within one week of signup using the referral code
  • Happy Referring!

Terms & Conditions *


  • This referral program is valid for the residents of Nepal only
  • Share your referral link using Whatsapp, Messenger or any other messaging platform
  • Your Khalti Wallet will be credited with Rs 10 instantly when the person you referred joins Khalti, with Rs 15 if the person loads his/her Khalti account and with Rs 20 when the person you referred friend gets his/her KYC verified within one week of signup. Reward will be given to you (the referrer) and your friend only if the person you referred completes the required process within a week (7 days) of opening a wallet.
  • You both will get Rs 15 only if the person you referred loads his Khalti wallet via our loading funds options i.e. Internet Banking, Mobile Banking, Kiosk Machines, Cash Deposits, Debit/Credit Cards. Reward will not be given if your friend loads funds using Request and Offer via friends or family.
  • Maximum amount of wallet cash that can be earned via referring friends is Rs 5000
  • Offer is valid for new users only. Friends must have no tracked transactions before entering your code or before signing up using your code
  • Referral code has no validity but if the person has used your referral link and signed up, he/she must fulfill the requirements within a week (i.e. load wallet and fill the KYC). If the person loads and fills the KYC after one week of signup, you won’t be rewarded for the same.
  • Eligible for friends who installs the Khalti App for the first time
  • Both you and your friend needs to register using a phone number
  • Transactions made after 1 week (7 days) from referral Signup date is not eligible for any type of cashback
  • Wallet points are not transferable
  • Khalti Wallet reserves the right to terminate this program any time according to its discretion
  • For Khalti Wallet Terms and Conditions please go to Terms and Conditions options in the website
  • For all other queries please email at support@khalti.com

Refer and Earn - FAQ’s


  • What is Khalti app Referral Program?
    Khalti App Referral Program allows you to refer your friends to use Khalti App. For every successful referral i.e. if a friend signups using your referral code and uses Khalti you both can earn upto Rs 45 You can earn upto Rs 5000 by Khalti app Referral Program.
  • How many people can I refer to? Is there any limit in the number of invites I can send?
    You can refer as many friends as you want. There is no limit in the number of invites.
  • What is the benefit?
    If your friends accepts your referral code you both can earn upto Rs 45. Further on referring more friends you can earn upto Rs 5000.
  • What is the validity of the referral link?
    No, there is no validity of the referral link. However, after your friend who has signed up using your referral link, he/she must load funds and fill the KYC within a week (7 days) to earn upto Rs 45. If a friend loads funds and fills KYC after 7 days of signing up using your link after a week, you both won’t receive any rewards.
  • I wish to create an account on Khalti via the referral link my friend has sent me. What do I need to do to accept the invite?
    To accept the invite, click on the referral link and then tap on Earn Rewards. You will be reloaded to Khalti App download link. Download, Sign Up to Khalti. Once you have successfully made a Khalti account, load funds to your wallet and fill the KYC within a week of signing up. You both will earn Rs 45.
  • I didn’t receive an invitation. How do I participate?
    Currently this offer is only by invitation. However, if you didn’t receive any link you can simply sign up to Khalti and send your link to your friends and family and start earning.
  • How do I refer Khalti App to my friends?
    You can invite your friends to use the Khalti app through any messaging platforms (such as SMS, Facebook, Whatsapp, Skype etc.) or post your unique referral link that has your referral code.
  • Can I refer myself to earn Khalti Rewards?
    No. To take part in this program, you must refer unique individuals other than yourself.
  • What happens if my friend loads and fills KYC after the expiration link mentioned in the promotional email I received?
    After your friend loads his/her Khalti wallet after the expiration date, you both won’t get any Khalti rewards.
  • Can I refer to anyone?
    es you can refer any of your friends or acquaintances via any messaging or social media platforms.
  • Why do I refer my friends?
    Having connections pays off. By referring your friends to use Khalti App you both can earn. It’s that simple and effortless.
  • I made a referral. How do I get paid?
    You will get paid once the friend you referred loads funds and fills his/her KYC within a week of Sign Up using your link.
  • Where do I get my referral link?
    Tap on Refer and Earn option in the side menu bar. After that you can manually enter your friends number whom you want to refer or simply copy the referral link from the page and share it.
  • How much total amount can I earn by referring?
    You can earn upto Rs 5000 by referring your friends and family. Once your friends have successfully signed up and fulfilled all the requirements you both can earn upto Rs 5000.
  • How much can I earn after I refer a friend?
    On referring you do not get any paid. Once the referred friend signs up, loads his/her wallet and fills the KYC form within a week of Signup, you both can earn Rs 45 each.